HDFC Term Insurance
- Flexible Payout options
- 5% Online Discount
- Best branch network
HDFC Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by HDFC Term Insurance.
| Plan | Entry Age | Tenure | Min. Sum Assured | Unique Features |
|---|---|---|---|---|
| HDFC Click 2 Protect Super Plan | Minimum Age - 18 years Maximum Age - 65 years | Half-yearly, quarterly & monthly | ₹5,000 |
|
| HDFC Quick Protect Plan Plan | Minimum Age - 18 years Maximum Age - 50 years | Yearly, half-yearly, quarterly & monthly | Rs. 25 Lakhs |
|
| HDFC Term With Return Of Premium Plan | Minimum Age - 18 years Maximum Age - 50 years | Yearly | Rs. 10 Lakhs |
|
| HDFC Life Smart Term Pro Plan | Minimum Age - 18 years Maximum Age - 60 years | Annual, half-yearly, & monthly | Rs. 50,000 |
|
| HDFC Life Smart Term Edge Plan | Minimum Age - 18 years Maximum Age - 60 years | Yearly, half-yearly & monthly | Rs. 25 Lakhs |
|
| HDFC Life Click 2 Protect 3D Plus Plan | Minimum Age - 18 years Maximum Age - 65 years | Single, Annual, Semi-Annual, Quarterly, and Monthly | ₹10 Lakhs |
|
| HDFC Life Saral Jeevan Bima Plan | Minimum Age - 18 years Maximum Age - 65 years | Single pay, half-yearly, quarterly & monthly | ₹50,000 to no limi |
|
Here is a quick overview of the HDFC Term Insurance Plans listed in the above table.
HDFC Life Click 2 Protect Super is one of the best term plan that offers financial protection to your loved ones in case of your unfortunate demise. This plan comes with 3 plan options to choose from.
HDFC Life Click 2 Protect Super is one of the top term insurance plan that offers high life cover at affordable premiums or multiple coverage options....
Unique Features
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HDFC Life Quick Protect is a comprehensive term insurance plan that provides coverage against death, disease, and disability. The plan is highly custo...
Unique Features
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HDFC Term with Return of Premium Plan offers comprehensive protection, which helps the insured secure their family with Zero-Cost Term insurance by th...
Unique Features
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HDFC Life Smart Term Pro is a versatile term insurance plan designed to provide comprehensive life insurance coverage and financial security. This is ...
Unique Features
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HDFC Life Smart Term Edge is a comprehensive protection plan offering multiple options and features at reasonable premiums. The plan provides you with...
Unique Features
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HDFC Life Click 2 Protect 3D Plus provides policyholders and their loved ones with comprehensive financial security. As the name suggests, this term i...
Unique Features
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HDFC Life Saral Jeevan Bima is a simple and no-frills, pure-risk best term insurance plan. This plan dispenses the nominee with a fixed amount after t...
Unique Features
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HDFC Term Insurance Plans
HDFC Term Insurance
| Name of the Riders | Benefits |
| HDFC Life Income Benefit on Accidental Disability Rider | Offers additional income benefits in case of the policyholder’s demise due to the accident. |
| HDFC Life Critical Illness Plus Rider | A lump sum amount is offered in case the policyholder is diagnosed with any of the 19 critical illnesses. |
| HDFC Life Protect Plus Rider | Additional benefits are offered in case the policyholder is diagnosed with any of 19 critical illnesses or disability due to the accident. |
| HDFC Life Health Plus Rider | A lump sum amount is offered in case the policyholder is diagnosed with any of 60 critical illnesses. |
HDFC Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose HDFC Term Insurance Plans:
In the latest report by IRDAI (2022-2023), HDFC term insurance maintains a healthy solvency ratio of 2, considered the best in the market.
HDFC Life Insurance has maintained a very high claim settlement ratio of 99.39% since the beginning, which means almost every claim raised is settled in the same financial year.
HDFC term insurance plans are available offline and online. If you are a working professional with limited time, you can buy it online easily.
HDFC term insurance plans give flexibility or multiple options for taking the lump sum payout to the nominee in case of the policyholder's death.
HDFC term policy consist of multiple riders, which helps customers understand their requirements and choose the correct rider.
HDFC Term Insurance Plans offer various additional benefits to the policyholders.
Some HDFC Term Insurance Plans such as HDFC Life Click 2 Protect Life also offer an income payout under the Income Plus Option which helps you live a comfortable life with regular income even after the death of the policyholder.
Acceleration of Death benefit is offered by some HDFC term plans such as HDFC Life Click 2 Protect Super on diagnosis of specified terminal illnesses, till age 80 years.
Some HDFC term plans offer additional cover for your spouse under the same plan, thereby saving additional premiums for you.
Some term plans offered by HDFC such as HDFC Life Click 2 Protect Super provide a Smart exit benefit that helps you get all your premiums back.
Some HDFC term plans such as HDFC Life Term with Return of Premium are offered to the policyholders without the requirement of any medical tests which makes the overall process efficient.
There are various HDFC term insurance plans based on their features. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans give the premium amount back to the policyholders only if they survive the policy term.
These plans help the policyholders level up the sum assured with duties over time.
Income benefit plans are offered where the nominee opt. for the desired sum assured in monthly installments.
In case the policyholder is diagnosed with a critical illness or disability future premiums are waived.
Here are the documents required to buy a HDFC Term Insurance Plan:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the HDFC Term Insurance policy from Policyx.com or the HDFC Term Insurance website.
Fill out the form at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to pay.
Visit the official website of HDFC Life.
Hover over the ‘Term Insurance’ and click on ‘View all plans’ under ‘Term Insurance Plans’.
Click on ‘Buy Online under the plan you want to buy.
Enter various details including your age, occupation, gender, smoking habits, etc.
Pay the premium and your policy will get started.
HDFC term insurance made the claim process a convenient and hassle-free procedure. Customers can easily file a claim using both online and offline methods. To raise a claim in HDFC best term insurance plan the customer needs to follow the below steps:
The first step is to notify the HDFC term insurance about the incident from any of the given mediums: Sending an email to claims@hdfclife.com OR Calling 1860 267 9999 (Toll-free).
HDFC Life’s customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.
Once you submit all the documents to the HDFC term insurance, you are accessible from your side. Now, the company will verify all the records from their end. After successful verification, the total sum insured by the policy will transfer to the nominee's bank accounts.
The HDFC term plan claim settlement procedure can be reported by visiting the local HDFC Life Branch Office. For the details of SBI Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.
If you have any more queries regarding HDFC Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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